Understanding The Background Of American Express Costco | american express costco

This article will discuss whether or not you should get the American Express Costco Cash Card or a Costco Gold card from American Express. After doing this, you will have learned some important information that will help you determine if this company is right for you. Remember, there are many cards out there and some are better than others. If you need a little information about the cash card from American Express, continue reading on.

Verdict: American Express Cash Card from Costco & American Express Gold card is both excellent cash backs cards for those looking to be rewarded for each purchase they make. It's basically two cards in one since it's not only a cash back card; it's also a Costco membership card as well. American Express has been around since 1970 and is one of the oldest banks in the business. They provide great customer service and the rewards program is second to none. The Costco Gold card is another exceptional option, especially if you travel frequently since the points can be used for additional purchases.

There are a few things to remember when comparing the American Express Costco and American Express Gold card. First, there are substantial differences in the cash back and reward programs. The cash back program is very generous with 1% back at gas stations, restaurants, department stores, drugstores, etc. But, the annual fee is not anywhere near as generous. The annual fee is mostly based on the purchases you make, not the amount of cash you spend.

Also, when comparing these cards, keep in mind that both offer free airmiles and hotel stays for new cardholders. And both have plans to let existing cardholders earn five percent cash bonus on their purchases. However, the American Express Gold cardholders have a much higher cash back percentage and unlimited purchases. However, the American Express platinum cardholders have to pay an annual fee and they receive two miles for every dollar of purchase.

If you do a lot of traveling or frequent shopping than the American Express Gold card would be the better choice. They also have the least annual fee in all the cards, plus you will receive two free nights every year for your lifetime. If you do a lot of shopping or travel than the American Express Costco and American Express Gold card would be the better choice. They also have the least annual fee in all the cards, plus you will receive two free nights every year for your lifetime.

American Express Costco provides excellent customer service. Their application forms are simple and quick and you can even use the online application. Also, the rewards cards are very reasonable, which is important during the transition period. You will also receive great customer service, as well as assistance from an advisor if you have any questions. The advisor will assist you with any problems that you have during the process of the transfer.

The downside to American Express, is that they charge an annual fee for their credit cards and they require you to pay their quarterly fees as well as a one time set up fee when you open a new account with them. They also charge an extra $25 for statement monitoring. On top of all these fees, the customer service is substandard. Furthermore, you are required to use the internet to make a purchase at the Costco store, you cannot use cash. As you can see, this is not a good choice for the American Express cardholders who need additional incentives to get them through the cash flow difficulties associated with the economy.

The choice between the American Express Costco and American Express Gold is really a personal decision based on the needs that you have. Both of these credit cards provide the benefits of extra rewards, added convenience, and improved customer service. The only major difference lies in the fees and interest rates, and if you have a lot of unused credit cards, the Costco might be the better choice. However, if you already have a few of these cards, then the American Express Gold is a better option for you, and I highly recommend it.

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