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The American Association of Automobile Engineers (AAAE) has recognized the credit cards of AAA in helping the auto industry. It has also provided members with tools and information for better money management practices. It was recently reported that in 2021 the membership revenues of the AAAE were over one million dollars. That made it the eighth largest dues paying organization in the credit card industry, and the second largest dues paying membership behind only Visa. As a professional automobile mechanic and owner, I am interested in understanding the reasons for the membership fees, and how the AAAE benefits its members.

The AAA dollars Mastercard is specifically designed for auto mechanics and owners so that they can earn rewards on every dollar they spend. The Mastercard earns up to two percent cash back bonus on all purchases you make, making it a powerful incentive program. Plus, it is a membership benefit that only requires a one time application fee. In actuality, this card is only available for AAA member you have to be a Diamond member to apply.

Members of the AAA can earn one to five percent off their balance with the statement credit offered through the bank or credit union. There are no annual fees attached to the statement credit and the percentage depends on the balance owed. For example, a person with a twenty-five thousand dollar balance would receive a maximum earning of five percent. This five percent could then be used as a source of savings. Some other benefits of using the statement credit and rewards card include having a reduced APR, no annual fee, and being able to make purchases at a participating location.

Members of the AA may also use their ad dollars Mastercard towards purchasing equipment for their business-related transactions. In order to qualify for the reward dollars, the business has to purchase at least fifty thousand dollars worth of the reward cards. In addition, members are eligible for up to two percent rebates on business related transactions in the specified twelve-month period. The rebates are based on the percentage of the value of the purchase rather than on the actual dollar amount. Rewards cards may also be redeemed at any participating retailer.

The second type of reward credit or reward plan offered by the ad dollars Mastercard is its cash back program. This offers business owners an opportunity to earn cash back on their purchases. The cash back amount varies between one and five percent, with a cap of ten percent at year's end. The cash-back program may be redeemed online or by filling out a printable coupon.

Other benefits offered by the ad dollars credit cards and rewards card services include travel insurance, travel miles and rental car insurance. Business owners have the option to redeem the points earned by making hotel and travel arrangements. They can also choose to redeem the equal amount for one year's worth of maintenance, service or rental insurance.

A few incentives included as part of the service are savings on everyday shopping including groceries, movies, electronics, home repair and car repairs. The zero percent introductory 0 APR offer lasts only until the full balance of the regular annual fee, plus the application fee, is paid in full. At that point, the 0% APR expires and a regular annual fee will be charged. A couple of months after the introductory 0% APR offer is ending, a new, higher interest rate will be charged. The ad dollars Mastercard and points programs provide flexibility for businesses to save money with effective and efficient business finance options.

The ad dollars card and points program also provides valuable business finance tools to businesses that make use of it. These benefits include free or discounted access to a range of online business tools including online accounting and planning; web-based ordering, tracking and billing; business inventory management; invoicing and payment processing; customer service options; and database management. A business can also choose to get business travel discounts, depending on their destinations. By using these and other useful features and benefits of the aa dollars card, they can save money, get better returns, and enjoy additional perks and benefits, all with the zero annual fee and a lower interest rate that make it a great credit card with a difference.

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